We believe financial planning is about more than just money… it's about your whole life. You only get one chance to live the rest of your life, and there are no do-overs. We want to help guide you to make the most of it. Pier Financial Advisors is the culmination of many years of financial planning and wealth management experience, and founded on the philosophy that "If you do what is right for clients every single day, regardless of profit, you will be successful in the long run.“
We’re a Fiduciary
That means that we always sit on the same side of the table as you and we will always put your interests first. A Fiduciary is a much higher level of accountability than the standard required of Stockbrokers. We are legally obligated to put our client’s best interests first, always.
We’re Aligned with Your Interests
As a fiduciary, we are compensated solely by you, our client, and do not accept commissions or compensation from any other source. This provides us with the independence to objectively make recommendations that always put you first – avoiding common conflicts of interest that are prevalent in the financial services industry. Our fee structure is transparent and helps tie our incentives directly to your success. We charge a simple fee based on the assets we manage.
We’re Focused on Service
At Pier we believe that a personal relationship with your trusted financial advisor is essential to long term success. We proactively contact you for regular in-person meetings and to make sure you understand what we’re doing with your portfolio and why. And of course, we’re always here for you when you need us.
Our goal is to give you financial clarity and genuine control over your financial life. We have developed a dynamic process based on the life you want to lead and continually adapt to the changing world and your needs.
We offer clients the service of a local advisor with the resources of a national firm. Pier Financial Advisors was founded by Rik Ditter to provide innovative and ethical Financial Planning services to his clients throughout the county with offices initially in Memphis, Tennessee and Boca Raton, Florida. Mr. Ditter has over 15 years of experience in the finance industry and has passed the FINRA Series 65 examination, earned both the RFC® and CMFC® designations, received the Five Star Wealth Manager Award multiple years, and holds Ethics Approved status from the IARFC. Over the course of his career in personal finance, he has assisted thousands of families to plan for the future. In doing so, he built a fiduciary wealth management firm with over $100 million in assets under management.* Rik has additional expertise in Retirement Planning, Commercial Real Estate Analysis, Small Business Acquisition/Sale, Divorce Financial Planning, Sudden Wealth Management (inheritance and other windfall events), High-Net-Worth and Estate Planning.
Who We Help
Our typical client has between $250 thousand and $10 million dollars of investable assets, and have included affluent families, Fortune 500 executives, entrepreneurs, professional musicians and athletes, and every day Americans.
*Originally founded as The Mutual Fund Store of Memphis, which was later acquired by and rebranded to Financial Engines, and eventually sold to Edelman Financial. AUM data as of 1/26/2018
Client Services Director
Director of Professional Development/Employee Relations - PCIA
Managing Director, Wealth Management - PCIA
Chief Compliance Officer - PCIA
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.